Stockman Bank: Bill Coffee - Coffee Talk Q1 2019

Coffee Talk – 1st Quarter 2019

Growth and Celebration

Stockman Bank: Bill Coffee - Coffee Talk Q1 2019

Bill Coffee, Chief Executive Officer

2018 was a milestone year for Stockman Bank as we celebrated 65 years of serving Montana with the best in banking services. Over the past year, we enjoyed growth in virtually all areas of the company with more and more Montanans placing their trust in Stockman to help manage their money, achieve their goals and realize their dreams.

When customers share why they have chosen Stockman Bank, it’s clear that trustworthiness, homegrown community service and western values are more important than ever.

“Love this bank. Montana owned and operated.”

“Only bank for me, my family and my business. Top notch service and community servants.”

“Best bank I’ve ever banked with. Been banking with them since I was 17 years old.”

“Great people and they do a great job in our community!”

“Love Stockman Bank.They have supported our business and ambitions for 20 years.”

Stockman Bank: 65 Years Badge

Looking Ahead

Putting our customers at the center of all we do has always been and will continue to be our priority as we begin our next 65 years. During 2019, we focus on new and enhanced digital banking tools and services designed to give you the freedom to bank when, where and how you want.

We recently introduced Stockman Home Lending, our new digital home loan application. You can complete the application process, start to finish, on your computer, tablet or mobile phone. It’s easy, quick, convenient, and backed by a team of local real estate lending experts right in your community.

Stockman Bank: TY to Laptop/Tablet/Mobile
Later this year, we’ll roll out a new digital service to make payments to friends and family even easier. You’ll also enjoy a new online/mobile banking experience, allowing you to more conveniently manage your money all in one place.

It’s All About You.

What isn’t changing is our focus on the people and communities of Montana. Why Montana?

Stockman Bank: Montana State Flag

Simply, we don’t want to be anywhere else. While other banks are looking to other states for growth and opportunity, we remain firmly committed to Montana. We don’t need to look west for growth and success. We still believe there is great opportunity right here in Montana for businesses of all sizes, for our families, our communities and Stockman Bank.

As our customer, you will never take a back seat to customers in other states. As Montana’s largest privately held, family owned bank, we answer to you – not to corporate analysts and Wall Street investors. It’s all about you and only you at Stockman Bank.

Thank you for choosing Stockman Bank and placing your trust in us. We appreciate your banking relationship!

– Bill

Bank Disclosures

Happy holidays

Coffee Talk – 4th Quarter 2018

Bill Coffee

Bill Coffee, Chief Executive Officer

Montana. There’s no place else like it – majestic scenery, wide-open spaces, friendly people, caring communities, thriving small businesses, farms and ranches, Griz and Bobcats, the best in outdoor recreation, rodeos, fairs, huckleberries and Flathead cherries.

It’s a special place as are the people who live, work and play here. Montanans are unique and diverse. We know there’s no better place to raise a family or grow a business.

We are loyal and hard-working with a fierce entrepreneurial spirit. We choose to live here because of the amazing life experiences we are fortunate to enjoy each and every day.

At Stockman Bank, we get it. That’s why we live and work here too. Montana gives us the life we want to experience.

Your bank is no different. It should give you a banking experience that allows you to bank when, where and how you want, giving you the time and freedom to enjoy this great Montana lifestyle.

Did you know there are 46 banks operating in Montana today?  We have large national and regional banks, as well as smaller banks, all of whom are presenting themselves as “community banks”.

With so many banks, all calling themselves “community banks”, how do you choose?

During the past year, more and more Montanans made the decision to bank with Stockman. Why? I believe one of the many things that make us different is a banking experience that puts you, our customers and Montana communities at the center of all we do.

Happy holidays

Values-Driven Banking

Stockman Bank was founded in 1953 by my grandfather, Bill Nefsy, who operated a ranch in the Miles City area. When he needed a loan for his growing operation, he was turned away by the banks with the explanation, “We don’t do Ag loans.”

When an opportunity arose to purchase a controlling interest in the Miles City Bank, he took the chance and built a banking organization that would serve the needs of the entire community – business people, farmers, ranchers and Montanans of all walks of life.

Bill Nefsy

Bill Nefsy

Sixty-five years later, Bill’s values and mission continue to guide our bank today.

Local, Montana Banking

While all of the larger regional banks continue their rapid expansion into other states, Stockman Bank remains focused on serving the people and communities of Montana.

We don’t want to be anyplace else. Our focus is on Montana and only Montana. We also choose to work with Montana businesses whenever possible. We simply don’t believe in sending our business out-of-state.

In addition, we are truly Montanans serving Montanans, from our ownership to our executive leadership team and senior management, to our tellers and customer service representatives.

You can be assured that the money you deposit at your local Stockman branch stays in your community to work for your community.

Privately-Held, Family-Owned Banking

As a private, family-owned bank, we are able to focus our expertise and services solely on our customers. Unlike public companies, we do not need to answer to large groups of out-of-state shareholders and corporate analysts.

We also do not have to meet Wall Street’s quarterly earnings expectations which public companies strive to meet at any cost. Investor reactions to a company that misses Street expectations are often negative and trigger a substantial decline in the stock.

At Stockman, meeting your expectations is our priority.

Customer Driven Banking

As Montana’s largest privately-held, family-owned bank and the state’s largest Ag Bank, we are able to provide innovative, convenient banking channels that allow you to bank when, where and how you want. You are in the driver’s seat!

We offer 34 branch locations across the state, offering you an outstanding, in-person banking experience. Or, you can also quickly and easily bank from your computer or mobile phone using our online and mobile banking services, which are continually improved and enhanced.

Missoula Contruction group photo reblog

Whatever your preferences or needs, we are ready to help make banking convenient and easy, whenever and wherever you need it.

Socially Responsible Banking

Our commitment to our state extends beyond great service and the walls of our state-of-the-art buildings.

Helping to make our Montana communities better places to live and work has always been important to us.

Over the past year, we are proud to have contributed more than $1.5 million to Montana community organizations.

More importantly, our employees contributed thousands of volunteer hours to events and organizations in their communities, statewide.

As 2018 comes to a close, I thank you for the privilege of being your neighbor and your bank across Montana. From all of us at Stockman, I wish you and your family a very merry Christmas and a prosperous New Year!

Bank Disclosures

2018 Q3 Coffee Talk 65th Anniversary

Coffee Talk: Stockman Celebrates 65 Years!

Bill Coffee

Bill Coffee, Chief Executive Officer, Stockman Bank

This year Stockman Bank celebrates 65 years of community banking!

Our primary focus has always been to assist customers in reaching their financial goals and make our community a better place.

In 1953, we solely provided traditional banking services, and our community was a handful of counties in eastern Montana.

Today, Stockman offers the full array of modern banking products, as well as wealth management and insurance services, and views the entire State of Montana as “our community.”

Significant enhancements over the years have positioned Stockman as a leader in the industry. Our customers have access to products and services 24/7/365 through a wide variety of devices.

All backed up by over 120 ATMs, 34 full service, state-of-the-art branches, and almost 750 dedicated employees, all right here in Montana.

Stockman-65-Years-Badge_Green

Another significant change is how our customers communicate with Stockman and how Stockman communicates with the community.

Web and mobile allow virtually unlimited communication and access. Additionally, instead of printing an Annual Report or other old-style material, now Stockman uses electronic channels including blogs and social media.

 

 

 

Not only are these channels more efficient, but they communicate more quickly and are interactive.

Just as important as the enhancements and changes over the years – is what remains the same.

Stockman has stayed true to our founding principles since 1953, to our well-trained and empowered staff, and to our unwavering commitment to community banking.

Stockman remains uniquely focused on Montana, and only Montana! We still do the right thing, invest for the long-term, and give back, in a multitude of ways, to make our community a better place.
Billings Day of Caring 2018

It is impossible to predict what will happen over the next 65 years; however, I know given our principles that have withstood the test of time, our commitment to customers, employees and community, and our faith in Montana and the people who make Montana great, Stockman will remain Montana’s premier financial services provider.

Thank you for the privilege of serving you through the years.  Cheers!  Here’s to the next 65.
2018 Q3 Coffee Talk 65th Anniversary

 

Bill Coffee

Coffee Talk: Quarterly Report – Q2 2018

Bill Coffee

Bill Coffee, Chief Executive Officer, Stockman Bank

This year, Stockman Bank celebrates its 65th Anniversary!

There have been many changes in our state and the banking industry since we first opened our doors.

But not all has changed.  At Stockman Bank, our mission remains unchanged and strong: to serve all Montanans of every walk of life with a focus on creating long-standing relationships through integrity, expertise and results.

We live our mission every day by continually building and refining our products and services to meet the unique needs of our Montana customers and communities. A good example is Stockman Wealth Management.

When our customers started to ask us for assistance beyond traditional banking services, we knew we needed to find a way to help them achieve financial goals in all aspects of their lives.

So, we created Stockman Wealth Management to provide investment and financial planning services and help our clients build a pathway to a successful financial future.

If you think you don’t have enough wealth to benefit from Stockman Wealth, think again. Have you ever wondered or worried about having enough money for retirement, for college expenses or that vacation home you’ve always dreamed about?  Then you need to visit with our team at Stockman Wealth.

We’ll help you create and follow a financial roadmap uniquely designed for your long-term prosperity. Stockman’s approach is firmly based on a “client-first” philosophy.

Our talented team will work directly with you to guide you through a variety of financial solutions including retirement and estate planning. We make sure we understand your entire financial picture and then design a plan to meet your individual goals.

Stockman Wealth can assist you with managed investments as well. Our professional advisors can assist you to determine the proper investment plan and optimal mix of investment securities to allow you to reach your goals.

Then, we create an investment portfolio for you, customized to reflect your investment objectives and time horizons, while minimizing tax consequences and risk exposure. Our advisors manage and monitor your portfolio, always ensuring it remains aligned with your individual financial goals.

Since 2002, Stockman Wealth has provided individuals and families with a level of financial expertise and service that makes us a valued and trusted partner. If you are in need of investment and financial planning services, please contact us.

With locations around Montana, we have local professionals available to guide you every step of the way throughout your financial journey. High-quality decisions are easy when values are clear.

Our team is empowered to make local, independent decisions based on what is best for you, our client.  This has been our mission for our first 65 years and will continue to guide us into the future.

We thank you for being a part of the Stockman family and wish you a safe, fun-filled Montana summer!

Stockman Bank Wealth Management Disclosure

Coffee Talk: Quarterly Report – Q1 2018

Bill Coffee

Bill Coffee, Chief Executive Officer, Stockman Bank

Last year, my Annual Report letter was captioned “Progress” and centered on change.

My message ponders the challenge of adopting new ways versus holding on to the tried and true.

I wrote about developments in technology changing our daily lives, particularly service delivery and communication.

This year I continue that theme by letting you know Stockman will no longer print or publish an Annual Report.

Instead, we are starting to produce a Quarterly Report. This Report will be included in our blog which is available to read on our website.

It will be shorter than our 12-page Annual Report and will focus on timely topics from Stockman Bank, Stockman Wealth Management and Stockman Insurance, and our recent community involvement.

An update four times a year, as opposed to just after year-end, allows for more current topics, better relevance and timeliness. Plus, its concise nature will allow for easy review.

Since Stockman is a privately held Montana community bank, we are not required to publish an annual report. However, we began preparing an Annual Report over 20 years ago to better communicate with our customers.

Today, our website and active social media presence give us, our customers, and our communities immediate and direct access to communication.

Similarly, we were the first bank in Montana to adopt eStatements and have for many years encouraged our customers to “Go Green” by using this more convenient, paperless solution. The Quarterly Report furthers our Go Green initiative.

Going forward, please watch for our new Quarterly Report and let us know your thoughts on this more efficient, modern way to communicate.

Looking back on 2017, I would personally like to thank our customers for their continued trust and support and thank our employees for their focus on customer service and commitment to making Montana a better place.

2017 was an exciting year for Stockman in many ways. We enjoyed growth in virtually all areas of the company, had record earnings and record capital, with a Montana-wide team of 709 strong!

2018 is our 65th Anniversary! Our Montana focus has uniquely positioned us to serve more neighbors across the state every day.

We hold true to our founding principles, centered upon customer service and strong community commitment with our local employees, state-of-the-art, efficient buildings and cutting-edge, convenient technology.

Sincerely,

Bill Coffee
Chief Executive Officer

Bank disclosures